In the past few years, there have been several changes in the medical industry. One of the most important changes has been the introduction of the rating system for hospitals which have high readmission rates. Insurers like Medicare have cut down on reimbursement amounts that they pay back to the hospitals. The result-hospitals have started to find a way to get around all the cost cutting. And out-of-network services are a poignant and fantastic way to get the patient to pay up and set up an alternate money channel.